This version removes the entire substantive content of HR 6644, the 21st Century ROAD to Housing Act. The previous version contained comprehensive housing policy reforms across multiple areas: housing counseling and financial literacy programs (including performance reviews, termination procedures, and foreclosure mitigation counseling for delinquent borrowers); federal guidelines and competitive grants for point-access block buildings (single-stair residential structures up to six stories); and exemptions from environmental review for USDA rural housing assistance on infill sites. All provisions, definitions, reporting requirements, coordination mandates, and implementation timelines have been stripped from the bill, leaving only technical metadata changes that convert the document from enacted public law format back to bill format. No policy substance remains.
Eliminates entire housing counseling reform framework including HUD authority to conduct performance reviews of counselors, compare performance to borrower default rates, mandate continued education, and suspend certifications for demonstrated incompetence
Removes requirement for federally-backed mortgage lenders to offer housing counseling to borrowers 30+ days delinquent on FHA, VA, USDA, and certain HUD-guaranteed loans
Deletes HUD mandate to issue guidelines within 18 months and establish competitive grant program for point-access block building (single-stair, up to 6-story residential structures) pilot projects
Eliminates exemption allowing USDA Secretary to skip environmental studies when providing rural housing assistance on infill sites under six Housing Act of 1949 programs
Removes all definitions including 'eligible entity,' 'point-access block building,' 'infill site,' and 'greenfield,' along with associated coordination requirements with International Code Council and reporting deadlines
AI-assisted summary grounded in bill text — verify against official sources before relying on it for counsel work.
Sponsors
Rep. Hill, J. French [R-AR-2] (R) · sponsorprimary
Versions
Enrolled Bill
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Placed on Calendar Senate
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Reported in House
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Public Law
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Legislative history
Sent to Archivist of the United States unsigned.
Became Public Law No: 119-101.
Became Public Law No: 119-101.
Presented to President.
Presented to President.
DEBATE - The House proceeded with forty minutes of debate on the motion to suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment.
Mr. Hill (AR) moved that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment. (consideration: CR H4151-4193)
On motion that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment Agreed to by the Yeas and Nays: (2/3 required): 358 - 32 (Roll no. 224). (text: CR H4151-4187)
Resolving differences -- House actions: On motion that the House suspend the rules and agree to the Senate amendment to the House amendment to the Senate amendment Agreed to by the Yeas and Nays: (2/3 required): 358 - 32 (Roll no. 224). (text: CR H4151-4187)
Motion to reconsider laid on the table Agreed to without objection.
Message on Senate action sent to the House.
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Resolving differences -- Senate actions: Senate concurred in the House amendment to the Senate amendment with an amendment (SA 5823) by Yea-Nay Vote. 85 - 5. Record Vote Number: 182.
Senate concurred in the House amendment to the Senate amendment with an amendment (SA 5823) by Yea-Nay Vote. 85 - 5. Record Vote Number: 182.
Considered by Senate (Message from the House considered). (consideration: CR S2977, S2982-2984)
Considered by Senate (Message from the House considered). (consideration: CR S2913-2917)
Motion by Senator Thune to refer to Senate Committee on Banking, Housing, and Urban Affairs the House message to accompany H.R. 6644 with instructions to report back forthwith with the following amendment (SA 5825) fell when cloture was invoked on the motion to concur in the House amendment to the Senate amendment to H.R. 6644 in Senate.
Cloture on the motion to concur in the House amendment to the Senate amendment to H.R. 6644 with an amendment (SA 5823) invoked in Senate by Yea-Nay Vote. 84 - 8. Record Vote Number: 180.
Measure laid before Senate by motion. (consideration: CR S2813-2316)
Motion by Senator Thune to concur in the House amendment to the Senate amendment to H.R. 6644 with an amendment (SA 5823) made in Senate.